1. The sum insured must be adequate under each category for the insured to obtain the full benefit.

2. If Yes, how much is the proposed sum insured?

3. The Sum Insured of the Contract is set jointly by the Applicant and the Company during application and stated on the Policy.

4. If the total amount of the sum insured by double insurance exceeds the insured value,() the total amount of indemnity paid by all insurers concerned shall not exceed the insured value.

5. The Sum Insured of this Contract is jointly fixed by the Applicant and the Company and clearly stated on the Policy.

6. The initial sum insured will be the figure shown under the heading "Amount of Property Insurance" in the Details of Loan.

7. Where the sum insured is less than the insurable value, the insurer shall bear obligation for indemnity prorata of the sum insured to the insurable value, unless otherwise stipulated in the contract.

8. This section shall be ceased when 100% sum insured has been paid.

9. In summary, the sum insured is compared with the product of adjusted Rate of Gross Profit and adjusted Annual Turnover.

10. If so, is its value included in the sum insured?

11. Automatically increase the sum insured, the expiration of a collection, payments can be used as education, pensions ... ... enjoy the quality of life.

12. Where the amount in aggregate of the sum insured by double insurance exceeds the insurable value , the total amount of indemnity paid by all insurers concerned shall not exceed the insurable value .

13. In the event of the total loss of one of these separately insured items the proper settlement is the sum insured.

14. This shows both the increase due to index-linking and, if applicable, an increase where your sum insured was previously under ￡17,500.

15. The limit payable under this section is restricted to a maximum of 10% of the Buildings sum insured.

16. If twins are borne, both with a disability, then the sum insured will be divided equally between them.

17. The normal premium is about 10 per cent of the total sum insured.

18. In the case of unspecified valuables, there is a total sum insured and a separate single article limit.

19. The part of emergency medical expenses that exceeds the sum insured will be borne by the Policyholder.

20. Do you have any life or health insurance now? If "yes", please give the plan, sum insured and insurer.

21. If the Insured dies due to the occurrence of any accidental injury, the Company shall pay the Sum Insured of remains disposal as benefits.

22. It studied two kinds of the most common and popular reinsuring modes, out of Sum Insured Reinsurance and Loss Reinsurance.

23. Awareness of insurance firms are more weak, insurance rates and a lower sum insured.

24. Recently, China non-life insurance has got a rapid development. The sum insured has increased quickly with the entry by many entities.

25. Worth in total more than one third of the proposed sum insured?