1. Building societies make loans to creditworthy customers.

2. Banks and building societies were yesterday accused of monumental incompetence.

3. The Act contains regulations for banks and building societies.

4. Banks and building societies are competing fiercely for business.

5. Building societies are encouraging new borrowers.

6. Building societies may foreclose on a mortgage if payments are not kept up.

7. Lending by banks and building societies rose to £4.9 billion last year.

8. Banks are expected to follow the building societies in raising mortgage rates.

9. The banks have acted in unison with the building societies in lowering interest rates.

10. They work in shops, offices, building societies and banks.

11. Until 1983 building societies were prevented from so doing.

12. Nor do banks and building societies provide satisfaction.

13. Knowing that our minds are elsewhere, banks and building societies will quietly drop the rates on our savings account.

14. Growing competition is prompting banks, building societies and insurers to launch new financial products almost on a daily basis.

15. This effectively means that only the largest building societies, those with assets of 100m or more, can effectively compete.

16. Cheshire, Skipton and Derbyshire building societies are among those that run offshore accounts and tend to pay attractive rates of interest.

16. try its best to collect and create good sentences.

17. This latter group included building societies, insurance companies, pension funds, unit and investment trusts.

18. The return will be variable, as building societies change the rates paid to investors.

19. Banks, building societies and insurance companies will be able to apply for probate if they have a proper complaints handling scheme.

20. Read in studio Two building societies and a bank have been robbed by the same man in less than three hours.

21. The remaining building societies would be badly shaken if Nationwide was forced to convert.

22. However, building societies are gradually moving towards the status of public companies.

23. Net mortgage lending by building societies dropped 15 percent to Pounds 1.85 billion last month.

24. Switch to an interest-paying current account and stay in credit. Most banks and larger building societies now offer these accounts.

25. The association has threatened to withdraw its support if the banks and building societies refuse to play ball.

26. Apart from intense competition in the retail savings market, banks and building societies also compete strongly in the market for house finance.

27. Future Mortgages offers decent deals for people turned away by the high street banks and building societies.

28. In the past the best Tessa returns over five years have been from smaller building societies.

29. However, the reluctance of the financial services divisions of banks and building societies to join the new body is causing concern.

30. And if you want interest paid in another currency, most banks and building societies offer special accounts with this option available.

1. Building societies make loans to creditworthy customers.

2. Banks and building societies were yesterday accused of monumental incompetence.

3. Switch to an interest-paying current account and stay in credit. Most banks and larger building societies now offer these accounts.

31. The rise comes against a national picture of rising repossessions, falling profits and poor asset growth at other regional building societies.

32. The banks, building societies and credit card companies who swell their profits.

33. Banks and building societies ask that children produce their birth certificate and proof of their parental address.

34. I was aware that building societies are in the habit of launching new products from time to time, primarily to attract new investors.

35. Insurance, building societies, unit trusts, banks have each developed an ombudsman scheme.

36. The increased level of competition between banks and building societies led to a greater degree of diversification of products.

37. Building societies make up 18 out of the top 20 performers, which is further proof of the benefits of mutuality.

38. These include banks, building societies, chemical companies, transportation and public utilities.

39. Other building societies said they were considering their options and would issue statements later today.

40. Top analysts reckon that the boom could continue with investors switching their cash from the banks and building societies.

41. Analysts have said they expect three of the four largest building societies to convert to banks in the coming few years.

42. Obviously there is intense competition from banks and building societies. 5.

43. That will tend to be offshore as banks and building societies in this country have to deduct tax at source.

44. Banks and building societies automatically deduct tax at the rate of 20 per cent from all interest paid.

45. Building societies ripe for takeover: Speculation is rife in the building society industry.

46. Nine people have been charged with conspiring to obtain mortgage advances by deception from various building societies.

47. Much more fear has been engendered by the proposal that banks and building societies be allowed to offer conveyancing services.

48. Mutual benefit societies were in many ways the forerunners of building societies.

49. It is also worth looking at the smaller,[http:///building societies.html] regional building societies.

50. Many of the building societies have also linked together so that their cash dispenser machines are networked.

51. Personal pensions are offered by insurance companies, banks, building societies, unit trusts and friendly societies.

52. Cheaper cover is available from banks and building societies, although specialist brokers can sometimes offer still better value.

53. The Royal Institution of Chartered Surveyors, building societies, builders and local authorities, will all welcome the decision.

54. Building societies do not buy company or overseas securities and in 1987 were actually net sellers of government securities.

55. If this trend continues, building societies are poised to provide a greater competitive challenge to the retail banking sector. 2.

56. Of the larger building societies, Chelsea is offering 10.25 percent net and Britannia 8.5 percent.

57. Also the Building Societies have taken away their security screens to make counter staff more approachable.

58. Take for example a sequence of events involving building societies.

59. The research will investigate the problems people have in using experimental machines in building societies.

60. Certain smaller building societies have minimum periods for notice or a penal charge of interest for a shorter period.

61. A number of banks and building societies are paying generous rates to cash Isa customers.

62. The risk was to be shared by central government, local authorities and building societies.

63. The mutual structure of building societies means that capital resources to finance expansion can only be built up out of retained surpluses.

64. Building societies are legally obliged to sell repossessed properties at the best possible price.

65. The major contrast with building societies is the destination of the funds.

66. Some institutions, such as building societies, have few if any short-term assets.

67. Despite competition from the building societies, banks are still the biggest lenders in Britain.

68. The table below shows the best deals currently available from offshore banks and building societies.

69. The climate of deregulation made it necessary to remove restrictions on the ability of building societies to compete in financial markets.

70. During the 1980s building societies found themselves under increasing competitive pressure.

71. In practice, it is only the largest of building societies which can offer a real competitive challenge.

72. The Tories are proud of the way they let the building societies wrestle the banks for customers, and viceversa.

73. Banks now opened on Saturdays because the building societies had gone on the attack.

74. Early registration figures are also said to be disappointing for the banks and building societies which have set up share shops.

75. The focus of interest here is the extent to which the building societies are likely to make inroads into traditional banking business.

76. That gives an annual return of eight percent - more than from most building societies.

76. try its best to collect and make good sentences.

77. About half of the 290 million pounds of assets in building societies now will be controlled by banks in two years.

78. Small is beautiful Predictably, the smaller building societies figure prominently in the upper echelons of the result tables.

79. While others advertise building societies, he has enough problems securing a loan.

80. Ease of access to money has been transformed recently with the introduction by building societies of cheque accounts.

81. Building societies would respond to a base rate increase with a hike in their mortgage rates.

82. Why do building societies hold a higher proportion of liquid assets than do pension funds? 2.

83. Building societies couldn't stomach losing millions of pounds from accounts.

84. The Halifax still chafes, occasionally, at the restrictions which the 1986 Building Societies Act imposes on the mutually-owned thrifts.

85. Some of the smaller, less well-known building societies can offer very competitive deals.

86. Building societies were converting into banks, insurance companies were changing their status, the air was thick with windfalls.

87. But some societies fear hostile bids - a subject on the agenda at the Building Societies Association council meeting tomorrow.

88. These operations were largely financed by the building societies.

89. Leeds and Melton Mowbray building societies offer alternatives.

90. Last week, banks and building societies were hanging fire on interest rates.

91. The windfall tax will apply to all banks and building societies, including groups that operate in the UK under a European Union branch system.

92. Separately, Ireland took Euro 400 billion of contingent liabilities onto the national balance sheet, when it stood behind the deposits and debts of its six large banks and building societies.