1. The NABE forecast appears to be in line with other U. S. economic signals.

2. The survey reflected a poll of 48 NABE members from October 24-November 5.

3. US NABE sees economy recovery, unemployment rate expected to 9.4% at year end.

4. NABE forecasters said they were more worried about the federal deficit than any other aspect of the economy, even though they expect it to shrink by $100 billion to $1.2 trillion next year.

5. The NABE said every time since 1982 when economists reported more declines than increases in demand, the economy has later proven to be in a recession.

6. For the most part, NABE forecasters see the Fed's key rate staying at 4.5 percent through the rest of this year and next year.

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8. The NABE panelists see business spending as a bright spot in 2011 and 2012, with double-digit percentage growth in spending on equipment and software.

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10. "While the recovery has been jobless so far, that should soon change," said NABE President Lynn Reaser. "Within the next few months, companies should be adding instead of cutting jobs."

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12. Small businesses should see some easing of tight credit conditions, while overall business investment will likely be an engine of growth, NABE said.

13. The survey found that most of the group's economists were mostly optimistic that the Federal Reserve's polices will not lead to higher inflation, NABE said.