(1) He's a bad credit risk .

(2) The directors will have to assess our credit risk.

(3) Its new scheme will assess the credit risk of new borrowers according to their age, marital status and number of children.

(4) The credit risk to the clearing house has now disappeared because accumulated losses are not allowed to build up.

(5) But they acknowledge they have less information about credit risk that is bought or traded by non-bank investors.

(6) The clearing house is also protected from excessive credit risk through the operation of a system of daily price limits.

(7) Second chapter, retail credit risk control inspection.

(8) Another reason to look inward is rising credit risk.

(9) Is this the biggest credit risk of all time?

(10) Compliance, Credit Risk Management, Finance, Legal, Market Risk Management , Systems, Tax and Treasury Services - control functions.

(11) Credit risk is the oldest risk type of bank institutions, which almost lives with the credit operations of banks.

(12) CDS allow investors to take on credit risk without buying the underlying bonds.

(13) Commercial bank credit risk management levels depends the quality of its credit assets.

(14) Finally, credit risk measurment is applied for secured loan portfolio in small or middle enterprises.

(15) Credit risk is the primary risk that commercial banks encounter nowadays.

(16) To minimize credit risk to the exchange, traders must post a margin or a performance bond (), typically 5%-15% of the contract's value.

(17) Credit risk assessment is an important aspect of credit risk management in commercial banks.

(18) Therefore, keeping a lookout for the credit risk is one of the main tasks for the financial circle.

(19) According to the features of credit risks, the banking-book credit risk exposures shall be divided into sovereign, financial institution, retail, corporate, equity and other exposures.

(20) The growth in lending comes after Bankinter stopped issuing new credit in 1992 and 1993 to cut credit risk.

(21) Yet potentially the bank may still be exposed to much of those loans' credit risk.

(22) So do it while you fit the bankers' profile of a good credit risk.

(23) Banks will be able to choose among different methods of measuring credit risk.

(24) With the development of the consumptive credit loan, commercial banks have to focus on how to avoid personal credit risk and improve efficiency for more profit.

(25) In order to ascertain the credit limit of colleges and universities and evaluate the credit risk of them, Ministry of Finance and Ministry of Education have jointly developed the relative model.

(26) Chapter II mainly carries on a more detailed discussion to the traditional credit risk assessment method including traditional credit analysis as well as multi-variables credit model.

(27) The flow diagram of credit business is the lifeline of credit risk management operation.

(28) The current bill would establish national minimum underwriting standards for home mortgages and require originators to retain a portion of the credit risk of mortgages they sell to third parties.

(29) This paper mainly research Copula theory and its using in credit risk management.

(30) All these research will benefit our commercial banks on building and perfecting credit risk management.

(1) He's a bad credit risk .

(31) It has been successfully applied to a broad range of knowledge acquisitions from diagnose medical to assess to credit risk of loan applicant.

(32) Secondly, the author probes China's inadequacy of credit risk management by a comparative approach.

(33) We point out, when collateral as borrower's risky types loses efficacy in order to avoid credit risk, banks claim special requirements to collateral value that entrepreneurs provide.

(34) This core business will died, freight liability risks, financial credit risk analysis of the three aspects of freight forwarding business risk management measures.

(35) The model is required to satisfy the IRB approach, to effectively identify and measure the credit risk and to extensively cover a full range of quantitative and qualitative factors.

(36) The risks that international finance faces are credit risk, interest risk, currency deflation risk, currency inflation risk, exchange rate risk, financial derivatives risk and politics risk.

(37) The measurement and forecasting of default probability are the basic problem in the credit risk management.

(38) Article 9 The credit risk indicator includes the ratio of non-performing assets, the credit concentration ratio of a single group client and the generalized correlation ratio .

(39) Through the demonstration, we draw a conclusion that the system based on cash flow information can reflect the real credit risk than the traditional system.

(40) Finally, the author summarized the key conclusions and made proposals against the credit risk of real estate development loan of commercial bank.

(41) When finance industry opens completely, the banking industry of China will inevitably face the substitution effect of customer and credit risk as well as the substitution effect of profit.

(42) Banking operation risks were divided into the credit risk, the market risk and the operational risk in the new Basel Capital Accord.

(43) In brief, the inclusive impacts caused by the moral risk will amass more financial risk, more bubbles, and then detonate financial credit risk, and the financial crisis in the end.

(44) This paper studies the decision mechanism of credit risk in the credit markets of the commercial banks with imperfect information.

(45) This paper, on the basis of studying the net settlement system, lists the measure and evaluation models of liquidity risk and credit risk in the net settlement system.

(45) Wish you can benefit from our online sentence dictionary and make progress day by day!

(46) Therefore, to prevent the bank credit risk, the government needs to take practical measures to greatly reduce the tax burden of enterprises and increase the proportion of their internal financing.

(47) With the above background, this paper decided to choose the credit risk measurement of China's collective trust investment schemes as its research subject.

(48) Credit Rating is a very important and fundamental component of credit risk management for banks.

(49) This paper commitment to a comprehensive credit risk management research of financial enterprises.

(50) Using option pricing method article obtained a new pricing model of convertible bond with credit risk.

(51) In this paper, the mode of credit management and credit risk management organization are also argued.

(52) The early warning system is to confirm the status of credit risk and out the signal.

(53) Therefore, the research on credit risk measurement based on IRB is practically significant for Chinese commercial banks to control their increasing bad loan and enhance the core competitive capacity.

(54) Credit sale risk is a kind of credit risk, it means that credit buying customer may not pay all the accounts which leads to the enterprise faces great financial risk.

(55) Based on the initial input model and by means of its association function, the credit risk of commercial banks can be objectively evaluated with explicit results.

(56) Awarding credit conformably is an important method to control credit risk.

(57) Credit risk, liquidity risk and foreign exchange risk are the most common manifestation of financial risks in the contemporary marketing system.

(58) But market risk and the credit risk influence is biggest.

(59) Article 3 A commercial bank using internal ratings to measure the credit risk capital requirement shall categorize the banking-book credit risk exposures of a commercial bank under these Guidelines.

(60) It's helpful for the enterprise to avoid commercial credit risk and ensure to receive the payment.

(61) In this paper, the author ties to establish credit risk information system for personal consumption loan is discussed thoroughly. Some primary but meaningful results are obtained.

(62) And, in accordance with credit risk that may arise when the joint-stock banks should have a strong ability to follow up with remedies(these capabilities, including discovery, analysis, processing.

(63) On the other hand, the credit risk is the main risk in the corporate bond market.

(64) The capital owned by the real estate agent is not enough, what make the commercial bank have to endure the market risk and the credit risk.

(65) Therefore consumer credit risk management an important problem that commercial bank must pay close attention to.

(66) We introduced the development trend of credit risk management at international commercial banks.

(67) Credit risk premium is generally considered to be compensation for credit risk.

(68) Mixed integer programming approach is used to construct the evaluation model of enterprise's credit risk in this paper, and is applied to credit risk evaluation in commercial banks.

(69) Taxpayers bear many risks but credit risk is one best left to bankers, however ineptly they may have dealt with it in the recent past.

(70) According to the results of credit risk assessment, credit risk prewarning will send out the supervisory signal using the model to the future credit risk prewarning condition.

(71) The theory of CreditMetrics has its advance that it forecasts credit risk according to a debtor' credit ranks and provides us a concept of Marginal Risk.

(72) The problems about credit information disclosure and credit risk management restricted the B 2 C e - commerce development.

(73) CDS contracts allow investors to take on credit risk without buying the underlying bonds.

(74) In view of the guarantee company's risk, therefore, how effective to manage credit risk has become an important issue.

(75) In order to make popular Credit Risk models more compatibility, we expect to set up a general credit portfolio modeling(Sentence dictionary), which is a basis of system risk factors and non-system risk factors.

(76) Typicalapplications include market segmentation, customer profiling, fraud detection, evaluation of retail promotions, and credit risk analysis.

(77) Credit collect, credit risk evaluation, credit decision are three elements of credit management. Also, they are three basis of credit risk management.

(78) Reconstruction and optimization of state - owned commercial line of credit risk control system.

(79) Recently, bank credit card market is developing rapidly, the circulation of bank credit cards are expanding constantly, but at the same time credit risk also becomes more prominent.

(80) Third credit contract can also be fully used for commercial bank credit risk control.

(81) Reform of property right is the radix solutio to the emergence of commercial banks credit risk, meanwhile social credit environment should be proved a.

(82) Credit risk management turns from the static state to the dynamic state etc.

(83) Last, the sixth part introduces and studies dispersion and estimation of Business Credit Risk.

(84) The dynamic risk rating hasn t been dealt with in current domestic literatures about assessing the credit risk of bank loans.

(85) Comparing with the measurement research of marketing risk and credit risk where people already had mature measurement model, the measurement study of operational risk is still on its basic period.

(86) So, further study on the causes of the high credit risk can help to build the prevention mechanism, witch is meaningful for the financing difficulty and the market credit order.

(87) This paper analyses China's state-owned commercial banks formed the main credit risk(), with the U. S. commercial bank credit risk management and credit risk measurement model comparison.

(88) To make provision loan loss provision is a measure taken by commercial banks to fight against credit risk. Ineffective loan loss provision will affect banking capital and profit.

(89) This thesis explores the mode recognition and the relative theories and methods, propose a BP nerve net based model real estate banking credit risk estimate, recognition and early-warning.

(90) So, based on the risk identification of OTC financial derivatives, the thesis analyze the correlation of market risk and credit risk and earnings yield of OTC financial derivatives with SPSS.

(91) In our country, the technology of credit risk measuring still keeps qualitative analysis stage, that is, the debt-to-asset management and financial ratio analysis.

(92) Despite the infection of multicollinearity, it forms a regression equation, the main component of which is real customer potential value considering customer credit risk.

(93) The risk management of mortgaged assets, as an important credit risk management, has become the base for the commercial banks to guarantee asset safety and increase benefit.

(94) This marks the beginning of insurance funds into the bond investment credit risk management stage.

(95) And then, the one form of credit risk of corporate bond, the credit spread is to be analyzed in two ways.

(96) Classification tree ap plication in credit risk analysis as a statistic - based pattern recognition comp ut er - technique.

(97) China lacks the database of credit risk measurement and the public information revealing system, which consist of the bottleneck of the credit risk quantitative management of China's banks.

(98) Determining appropriate loan-to-value ratios of commodity collateral can make banks mitigate credit risk of inventory financing effectively.

(99) Actually Basle capital accord can be perfected gradually through investigation and research on credit risk.

(100) This article is trying to establish an effective credit risk measurement by tracking the credit rating changes of the STCP, which are traded on national inter-bank market.

(101) Moody's downgraded Buena Vista's credit rating in June to junk from 'low credit risk, ' citing 'uncertainty about the city's willingness to meet its obligations.'

(102) It is shown that keystone of enterprise credit risk management should build integrated credit management system.

(103) Credit derivatives appeared in 1990s and were mainly used to reduce credit risk. At the same time, as a financial derivative instrument, it also exists great risk.

(104) So, to enhance credit risk management is the urgent task that our commercial bank should face.

(105) In this first part of the paper, the other form of credit risk of corporate bond is analyzed , too, that is the default risk.

(106) The insurance of the housing mortgage credit plays an important role on dissolving Bank credit risk and stimulating personal house consumption.

(107) After analyzing these two kinds of credit risk, this paper discusses the synthetic credit risk by analyzing the mutual effect of the asset credit risk and the participants' credit risk.

(108) This paper thinks that this classification for credit is wrong because it ignores the credit rate of return that relates to the credit risk.

(109) Banks can minimise their credit risk by vetting borrowers carefully.

(110) Currently, the research from the point of information-asymmetry on credit risk management of commercial bank lacks the analysis linked with actual cases.

(111) It is crucial for them to raise the level of credit risk management.

(112) Because of the complexity and importance of credit risk, many risk measuring models emerge besides the traditional credit analysis methods.

(113) It analyzed the present situation of credit risk management of a subsidiary bank by using the model.

(114) We should also attach great importance on the systematic construction and reinforcement of the credit risk compensation mechanism, and allow full play to its risk compensation .

(115) If you are already considered a credit risk by a bank, a secured loan might be your only alternative.

(116) Renewed market volatility, higher interest spreads and contagion risks from E. U. banks could increase trade finance costs and credit risk among exporters and imports.