1, Proposed Insured must be one of the Insured Person(s).

2, Each insured person can only register this plan once.

3, The insurance benefits may become void if the insured person conceals or hides his illness history or health status from the insurer.

4, Has the Insured Person ever sustained losses of similar nature?

5, If the insured person deliberately causes a traffic accident and causes loss to the property of the victim, the insurance company does not assume any compensation liability.

6, The insurant or the insured person should perform the notification obligation; however, the refusal of performing that does not influence the legal effect of insurance contract transfer.

7, Article 22 An insured person who claims any insurance benefit must not cede his rights to someone else, rescind, seize,(http:///insured person.html) or offer security.

8, When the insurance policy matures, the insured person will receive the capital sum agreed.

9, According to co - insurance clauses, the insured person must payusually 20 percent of the total expensescovered.

10, Second, excessive protection to the insured person should be avoided, and the interests of insurers must be taken into account.

11, If the insured person has an excess of $500 and the total repair costs $3,000, then the insured has to pay $500 while the insurer pays the remaining $2,500.

12, At the time of this application, all Insured Person(s) are in good health and free from mental deficiency and physical impairment.

13, The insured person must provide copy of ID card or passport.

14, The plaintiff was remunerated by a commission calculated by reference to the premium paid by the insured persons introduced by him.

15, Children under 2 years of age are fully covered by the insurance when travelling with an insured person.

16, Infants under 2 at time of departure are covered without cost when travelling with an insured person. 2.

17, Hospital accommodation costs in respect of a parent or legal guardian staying with an Insured Person who is under 18 years of age and is admitted to a Hospital as an In-Patient .

18, The Personal Effects Benefit only covers the trip outside the city where the Insured Person is Studying and the maximum insurance period for this benefit is 30 days per trip.

19, Over all, the Obama-type plan would cost $4, 400 per newly insured person, the Clinton-type plan only $2(), 700.

20, Payment of the premium is the most important obligation of the insured person, and is the proviso under which the insurance company will assume the responsibilities of the insurer.

21, Ten percent of the preceding expenses shall be paid by the insured person, provided that they do not exceed the maximum amount allowed by the competent central authority.

22, Mondial-assistance will arrange and provide the medical evacuation and repatriation services, if the Insured Person suffers an injury or sickness during a trip.